Five-star rated Platinum Home Insurance
Three flexible levels of cover tailored to suit your needs. Five-star ratings from Moneyfacts Home Insurance 2019.
Choose from three levels of cover, each with a range of different features that you can tailor to suit you. You can select the most suitable cover for your needs online or over the phone with one of our advisors.
Admiral Cover
Our great value House Insurance package covers the essentials, including these benefits and optional extras.
- Unlimited Buildings Cover (eligibility criteria applies)
- Up to £50,000 Contents Cover
- 24-hour Emergency Helpline
- Optional House Emergency Cover
- Optional Family Legal Protection
- Optional Accidental Damage Cover
- Includes £350 Bicycle Cover. Optional cover available for bicycles worth more than £350
- Optional Personal Possessions Cover
Gold Cover
Our Gold cover includes Boiler Emergency Cover as standard. This provides up to £500 per call out for a tradesperson to make a temporary repair in an emergency to your hot water or central heating system. You can make a maximum of two claims during the policy term and claims can be made 14 days after the policy start date.
- Unlimited Buildings Cover (eligibility criteria applies)
- Up to £75,000 Contents Cover
- 24-hour Emergency Helpline
- Boiler Emergency Cover
- Up to £5,000 Trace and Access Cover - covers the cost of detecting and repairing the source of a water leak
- Optional Family Legal Protection
- Optional Accidental Damage Cover
- Includes £350 Bicycle Cover. Optional cover available for bicycles worth more than £350
- Optional Personal Possessions Cover
- Optional House Emergency Cover
Platinum Cover
Our full featured Platinum package is our top level cover. It’s designed for customers who want extra security and peace of mind.
- Unlimited Buildings Cover (eligibility criteria applies)
- Up to £150,000 Contents Cover
- House Emergency Cover - including cover for your boiler
- Family Legal Protection
- Accidental Damage Cover on both buildings and contents
- Up to £2,000 of Personal Possessions Cover
- 24-hour Emergency Helpline
- Includes £350 Bicycle Cover. Optional cover available for bicycles worth more than £350
- Matching Items Cover - if we can’t repair or replace a part of any matching suite like for like, we will replace the whole set.
- Up to £10,000 Trace and Access Cover - covers the cost of detecting and repairing the source of a water leak.
Our products come with a range of great features
A waiting period applies before some cover is activated. Take a look at our optional extras to find out more.
Family Legal Protection |
Up to £100,000 legal costs cover for property or employment disputes and personal injury claims as long as there reasonable prospects of your claim being successful. |
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Home Emergency Cover |
Up to £500 for a tradesman to provide a temporary repair to plumbing and central heating to contain an emergency. Cover for home security and pest infestation. |
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Boiler Emergency Cover |
Up to £500 temporary repair costs for central heating and hot water plus two call outs. |
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Accidental Damage Cover |
Available on buildings and contents, for accidental damage to personal belongings, fixtures and fittings at home. |
Your questions answered
Will my car No Claims Bonus be affected if I make a claim for my home on the MultiCover policy?
No, any claim you need to make for your home will not affect the No Claims Bonus of any of the vehicles on your cover.
How many years am I tied in to a MultiCar policy?
The policy lasts 12 months; you then have the option to renew at the end of the year as normal. If you add another vehicle mid-term they will be insured up to the original renewal date on a pro-rata basis.
Do the cars need to be registered at the same address as the home insurance policy?
Immediate family can live at different addresses and will each build up their own No Claims Bonus.
If I take out a MultiCover policy will I have to cancel my existing policies?
No, you won't need to cancel your car and home insurance until they are due for renewal and then they'll simply join your MultiCover policy.
How many cars and homes can I add to the policy?
If you are doing an online quote you can add one home and seven vehicles. If you would like to add more vehicles or additional properties, please call one of our friendly agents.