Pet Insurance
PawSquad access
Talk to a UK-registered, qualified vet 24/7 to get advice and treatment options
Five star rated cover
Our Gold and Platinum Lifetime cover has Defaqto's highest rating
15% MultiPet discount
Cover your pets on one policy and get a guaranteed 15% discount per pet
What type of cover is best for me?
Compare our two cover options.
Lifetime is our most comprehensive pet cover. Lifetime policies cover your pet for accidents and illnesses up to the policy limit you’ve chosen each year. At renewal, the limit resets.
It’s best if you want long-term cover.
Our Lifetime policy includes:
- Up to £10,000 in vet fee cover
- Up to £2,000,000 in third-party liability
- Up to £2,000 in emergency holiday cancellation cover
- Behavioural, dental and emergency kennel/cattery cover
What isn't covered by pet insurance?
Pet insurance doesn't cover everything. Here's some things we don't cover.
Pre-existing conditions
We don't cover any illness or accidents that your pet had before your insurance policy starts. We define a pre-existing medical condition as something that:
- may have been identified by a vet
- is being investigated by a vet
- was known to you before your policy starts
It could be diagnosed or undiagnosed.
Claims within the waiting period
A waiting period is the amount of time you must wait after your policy starts before you can make a claim.
We don't cover any accidents that happen within the 24 hours of your policy starting, or any illness your pet gets within the first 14 days.
Routine health treatment
We don't cover any treatments which are considered routine care or any kind of regular treatment that’s needed to keep your pet healthy. This covers things like:
- vaccination costs
- flea or parasite control products
- bathing, grooming, nail clipping or de-matting your pet
- spaying/castration
Breeding or pregnancy
We don't cover costs for pregnancy, giving birth, or any medical issue to do with your pet breeding. This applies to both accidental and intentional pregnancies.
Read more about pet insurance in your policy book for the full list of exclusions.
24-hour vet helpline
We've partnered with PawSquad to offer you access to 24-hour online veterinary advice all year-round.
PawSquad allows you to speak to a qualified, UK-registered vet at any second of the day for advice and treatment options.
More about PawSquadWhat you need to get a quote
To get a quote, make sure you have the following:
Pet details
- Name
- Gender
- Breed
- Age
- Purchase or donation price
- Spay or neuter status
Your details
- Name
- Date of birth
- Address
- Email address
- Phone number
- Date you'd like the policy to start
Don't miss our 15% MultiPet discount
With MultiPet Insurance, you can get 15% off for each pet added to the same policy that's living in the same household - so you can keep your whole pack covered.
You could get 10% off if you're an existing Admiral customer too.
If you qualify for both discounts, we'll take 10% off the full price and a further 15% off the new discounted price - so your total discount will be 23.5%.
Want to add a pet to an existing policy? Give us a call on 0330 029 2319 to get your 15% discount.
There's three simple steps to earn your cashback!
It'll take 90 days from when your policy starts to get your cashback - as long as you've made all your payments.
Your cashback questions answered
Still got questions? We've got you.
If I retrieve a quote, can I get cashback?
Unfortunately, no. If you retrieve a quote from another or previous session, or via a price comparison site, you won’t earn any cashback.
Can I get cashback over the phone?
No, your quote must be completed online for it to be tracked.
When will I get my cashback?
You'll be able to see your cashback as 'pending' on your TopCashback account within 7 days. It will take 90 days from your policy start date, as long as all payments due have been made.
If you have any questions, head to TopCashback's customers service.
I haven't got my cashback - what do I do?
It will take 90 days from your policy start date, as long as all payments due have been made - so hang tight!
Make sure you make all your insurance payments on time, as this could affect whether you can get your cashback.
If your cashback hasn't tracked within 100 days you need to submit a missing cashback claim via TopCashback.
Log in to your TopCashback account or head to their customer services.
Are there any exclusions?
There are a few things to be aware of! You won't get cashback if you:
- bought through a price comparison website
- don't keep up with your monthly payments
- cancel your policy, or we cancel your policy for any reason
- use another offer, voucher or discount code on your policy