May the Best Motor Insurer win...
oh wait, that’s us again!
Thanks for picking us for Best Motor Insurer
for the 10th year in a row.
Electric Car Insurance
EV insurance that's built around you
What's electric car insurance?
Electric car insurance is just car insurance, which has some extra features designed to protect your electric or hybrid vehicle.
Our comprehensive insurance includes some handy benefits, like protection for your charging equipment and out of charge recovery if your EV runs out of battery on the road.
Looking for just the basics? Our Third party only cover will pay out to the other driver if you're in an accident, but doesn't include these features.
EV benefits platform
As part of your policy, you have access to some supercharged benefits from our friends at Zoom EV:
- Free credit on public charging stations
- Discounts on home chargers
- A free top-up on home energy plans
- Deals on car park bookings
What does electric car insurance cover?
It covers everything your standard car insurance would. But our comprehensive electric car cover also includes these useful benefits!
Charging equipment cover
We'll cover your EV or hybrid's cables against accidental damage, fire and theft.
Out of charge recovery
If your electric vehicle runs out of battery on the road, we've got your back.
This doesn't include hybrids.
Battery cover
We've got you covered if your battery is damaged by a fire, in an accident, or if it's stolen.
Wall box protection
You're covered if your wall box is damaged or stolen.
This doesn't include hybrids.
Compare EV insurance cover levels
To help you choose the right level of cover, take a look at how they compare below.
Comprehensive cover
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|---|---|---|---|---|
Battery cover |
||||
Charging cables |
||||
Out of charge recovery (doesn't include hybrids) |
||||
Wallbox cover up to £1,000
|
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Courtesy car |
||||
Uninsured driver promise |
||||
£5,000 Personal Injury cover |
||||
24-hour emergency helpline |
||||
Replacement lock cover, up to £500 |
||||
Child car seat cover |
||||
Windscreen cover |
||||
New car replacement (if you're eligible) |
||||
Driving other cars (with conditions) |
||||
European cover for up to 90 days |
||||
Audio equipment cover (aftermarket) |
||||
Onward travel, up to £150 |
||||
Personal belongings cover |
Up to £300 |
Up to £300 |
Up to £300 |
|
Personal belongings (campervans) |
Up to £500 |
Up to £500 |
Up to £500 |
|
Motor Legal Expenses |
Optional | Optional | ||
Roadside Breakdown cover |
Optional | Optional | Optional |
Third Party cover
Third Party, Fire and Theft |
Third Party Only |
|
|---|---|---|
24-hour emergency helpline |
||
Driving other cars (with conditions) |
||
Battery cover |
||
Charging cables |
||
Courtesy car |
||
Replacement lock cover, up to £500 |
||
European cover for up to 90 days |
||
Audio equipment cover (aftermarket) |
||
Windscreen cover |
Optional | Optional |
Motor Legal Expenses |
Optional | Optional |
Roadside Breakdown Cover |
Optional | Optional |
Out of charge recovery (doesn't include hybrids) |
||
Wallbox cover up to £1000 (doesn't include hybrids) |
||
Uninsured driver promise |
||
£5,000 Personal Injury cover |
||
Child car seat cover |
||
Personal belongings cover |
||
New car replacement (if you're eligible) |
||
Onward travel, up to £150 |
What the experts say
Craig Codell, EV Product Manager
Making the switch to an EV can feel like a big decision. But don't worry if you get a little overwhelmed deciding what car's right for you and what insurance you need. Our goal is to make sure you feel supported every step of the way!
Read more about our customer's experiences
We care what our customers have to say - no matter what type of vehicle they insure with us!