What is black box insurance?
Black box insurance – also called telematics – is a type of car insurance where a small device is fitted in your car which measures how well and when you drive.
This means if you’re a safe driver, we’ll reward you with discounted insurance at renewal. It’s that easy.
Our black box insurance products
Our black box product is called LittleBox, but we actually offer three different types of LittleBox insurance.
We decide which type of LittleBox you'll get based on a few risk factors, such as the type of vehicle you drive or how long you've held your license. You can't choose which type of black box you get.
LittleBox
Our original LittleBox is a product that's installed in your vehicle and will need to be fitted by one of our engineers.
LittleBox Plug and Drive
Plug and Drive is a small unit that fits into the 12V socket in your car. It doesn't need to be fitted by an engineer - you can just plug it in yourself and you're ready to go.
LittleBox Pod
LittleBox Pod is a small Bluetooth device that's fitted to your windscreen. With this option, you'll have access to an app that gives you updates on your driving.
What does black box insurance cover?
Check out what benefits our fully comprehensive LittleBox insurance includes.
| Motor Legal Protection | Optional |
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| Roadside Breakdown Cover | Optional |
| Courtesy Car | |
| Uninsured Driver Promise | |
| Personal Injury (up to £5,000) | |
| 24hr Emergency Helpline | |
| Replacement Lock (up to £500) | |
| Child Car Seat | |
| Personal Belongings | Up to £200 |
| Windscreen cover | |
| New Car Replacement (subject to criteria) |
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| Driving Other Cars (Conditional) | |
| European Cover for up to 90 days | |
| Aftermarket Audio Gear |
If you're not sure what some of our car insurance terms mean, check out our car insurance jargon buster.
LittleBox in four simple steps
Buy LittleBox and start driving straight away |
Once you’ve purchased your LittleBox policy you can start driving as soon as your policy starts, you don’t need to wait for LittleBox to be fitted to your car. |
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Get fitted with a LittleBox and carry on driving |
Our engineers will fit your LittleBox within 30 days or if you have one of our self-install products, you need to make sure it’s fitted within 15 days. |
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Get feedback and updates on your driving |
You'll be able to see how good a driver you are and get tips on how you can improve your driving score. |
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Get a lower price on yourcar insurance renewal |
The good news is safe drivers get a discount when it comes to renewal! |
What does LittleBox measure?
Speeding
When you drive
Smoothness
Cornering
Sharing your driving data with us means we can price your cover more fairly and accurately, based on how well you drive.
Why LittleBox could be your best black box cover
Theft Tracking |
If your car’s stolen when LittleBox is active, call our claims team with your crime reference number and we'll speak to the police to help give you the best chance possible of getting your car back. (This doesn’t apply to LittleBox Plug and Drive or LittleBox Pod.) |
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Is black box insurance for me?
The telematics technology monitors how and when you drive along with lots of other risk factors to help calculate your driving score. Get a good driving score and you could get a cheaper insurance price at renewal.
You can drive anytime you like with LittleBox, but late-night driving (10pm-4am) will reduce your overall driving score. So, if you need to drive your car overnight, it may not be the best option for you.
It's important to remember that if you're driving extremely unsafely and consistently have a poor score, we could cancel your policy.
Your questions answered
We're sure you'll love our discounts, but maybe you have a few questions. You can find answers in this section.
Are there any eligibility criteria for having a LittleBox?
LittleBox can be great for any safe driver looking to save money on their car insurance, there are just a few things you need to make sure suit you:
- Your car needs to be worth at least £250
- You'll need to drive at least 1,000 miles annually
- Your car must have been manufactured in the last 15 years
Can I drive my car before LittleBox is installed?
Yes, you can drive as soon as your cover starts.
Does LittleBox know where I am?
Yes, LittleBox does send location information but we also look at how well you drive in order to offer you the best discount possible. We take a positive approach to your car insurance and encourage our customers to enjoy driving.
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