Pet Insurance

Lifetime cover from as little as £7.36 per month

10% of 2531 direct customers paid £7.36 or less per pet for our Blue level of cover July 2022 - May 2023.

Free 24hr vet support

Speak to a qualified PawSquad vet any time over live chat, video or voice call

Five star rated cover

Our Gold and Platinum Lifetime cover has Defaqto's highest rating

15% Multi Pet discount

Cover your pets on one policy and get a guaranteed 15% discount per pet

Start my quote

Pet insurance that works for you

Free 24/7 PawSquad access

Speak to a qualified, UK-registered vet at any time for advice and treatment options

Save with Multi-Pet

Cover multiple pets and make savings with our 15% Multi-Pet discount

No extra fees

You’ll never pay for cancelling or changing your policy

Why insure your pets

Vet treatment is expensive and, usually, unplanned. Treatment can cost hundreds of pounds, and you want to make sure your pet gets the help they need as soon as possible.

Just like humans, medical care for animals is becoming more advanced and pricier, meaning most pet insurance payouts are for vet bills.

Pet insurance helps you stay prepared and access quality care if your furry family member ever needs help.

What type of cover is best for me?

Compare our two cover options.

Lifetime Time Limited

Lifetime is our most comprehensive pet cover. Lifetime policies cover your pet/s for accidents and illnesses up to the policy limit you’ve chosen each year. At renewal, the limit resets.

It’s best if you want long-term cover.

Our Lifetime policy includes:

Up to £10,000 in vet fee cover
Up to £2,000,000 in third-party liability
Up to £2,000 in emergency holiday cover
Behavioural, dental and emergency kennel/cattery cover

Four levels of lifetime cover to choose from

We've made it easy for you to get the right cover for your pet. All come with access to PawSquad, our 24-hour vet helpline.

You can read the full list in the policy booklet.

	Blue	Silver	Gold	Platinum
Product Type	Lifetime	Lifetime	Lifetime	Lifetime
Veterinary Fees (per year)	£2,000	£4,000	£5,000	£10,000
Excess (Age 0-6)	£99	£99	£99	£99
Excess (Age 6 and above)	£199	£199	£199	£199
Co-Insurance	0%	0%	0%	0%
CT/MRI scans and Associated Costs	Vet fee limit	Vet fee limit	Vet fee limit	Vet fee limit
Dentistry as a direct result of an accident	Vet fee limit	Vet fee limit	Vet fee limit	Vet fee limit
Cruciate Ligament	Vet fee limit	Vet fee limit	Vet fee limit	Vet fee limit
Overseas Travel Extension (30 day limit)	Vet fee limit	Vet fee limit	Vet fee limit	Vet fee limit
Third Party liability (Dogs only)	£1,000,000	£1,000,000	£2,000,000	£2,000,000
Complementary Medicine/treatments	£500	£500	£500	£500
Special Diet	£100	£150	£150	£200
Dentistry as a direct result of an illness				£2,000
Death of pet by illness (cover ceases after age 6+)	£1,500	£2,000	£2,000	£3,000
Death of pet by accident	£1,500	£2,000	£2,000	£3,000
Emergency Boarding Kennel/Cattery Fees	£750	£750	£750	£1,500
Holiday Cancellation Cover	£1,000	£1,500	£1,500	£2,000
Loss by Theft or Straying	£1,500	£2,000	£2,000	£3,000
Advertising and Reward	£250	£250	£250	£500
Third Party Accidental Damage				£1,000
Vet Advice Line
Behavioural treatment				£2,000
Farewell cover	£100	£150	£150	£200
Multi-pet Discount

Two levels of Time Limited cover

We offer two tiers of Time Limited cover. Both last for 12 months.

You can read the full list in the policy booklet.

	ESSENTIAL	EXTRA
Product Type	12 month	12 month
Veterinary Fees (Per condition)	£2,000	£4,000
Excess (Age 0-6)	£99	£99
Excess (Age 6 and above)	£199	£199
Co-Insurance	0%	0%
CT/MRI scans and Associated Costs	Vet Fee Limit	Vet Fee Limit
Cruciate Ligament	Vet fee limit	Vet fee limit
Dentistry as a direct result of an accident	Vet fee limit	Vet fee limit
Overseas Travel Extension (30 day limit)	Vet Fee Limit	Vet Fee Limit
Third Party Liability (Dogs only)	£1,000,000	£1,000,000
Complementary medicine/treatments	£500	£500
Special Diet	£100	£100
Dentistry as a direct result of an illness
Death of pet by illness (cover ceases after age 6+)	£1,000	£1,500
Death of Pet by accident	£1,000	£1,500
Emergency Boarding Kennel/Cattery Fees	£750	£750
Holiday Cancellation Cover	£1,000	£1,500
Loss by Theft or Straying	£1,000	£1,500
Advertising and Reward	£250	£250
Vet Advice Line
Behavioural treatment
Farewell cover	£100	£150

Pet Insurance

Lifetime cover from as little as £7.36 per month

Free 24hr vet support

Five star rated cover

15% Multi Pet discount

Pet insurance that works for you

Free 24/7 PawSquad access

Save with Multi-Pet

No extra fees

Why insure your pets

What type of cover is best for me?

Our Lifetime policy includes:

Our Time Limited policy includes:

Four levels of lifetime cover to choose from

Blue

Silver

Gold

Platinum

Product Type

Veterinary Fees(per year)

Excess(Age 0-6)

Excess(Age 6 and above)

Co-Insurance

CT/MRI scans and Associated Costs

Dentistry as a direct result of an accident

Cruciate Ligament

Overseas Travel Extension(30 day limit)

Third Party liability(Dogs only)

Complementary Medicine/treatments

Special Diet

Dentistry as a direct result of an illness

Death of pet by illness(cover ceases after age 6+)

Death of pet by accident

Emergency Boarding Kennel/Cattery Fees

Holiday Cancellation Cover

Loss by Theft or Straying

Advertising and Reward

Third Party Accidental Damage

Vet Advice Line

Behavioural treatment

Farewell cover

Multi-pet Discount

Two levels of Time Limited cover

ESSENTIAL

EXTRA

Product Type

Veterinary Fees(Per condition)

Excess(Age 0-6)

Excess(Age 6 and above)

Co-Insurance

CT/MRI scans and Associated Costs

Cruciate Ligament

Dentistry as a direct result of an accident

Overseas Travel Extension(30 day limit)

Third Party Liability(Dogs only)

Complementary medicine/treatments

Special Diet

Dentistry as a direct result of an illness

Death of pet by illness(cover ceases after age 6+)

Death of Pet by accident

Emergency Boarding Kennel/Cattery Fees

Holiday Cancellation Cover

Loss by Theft or Straying

Advertising and Reward

Vet Advice Line

Behavioural treatment

Farewell cover

Veterinary Fees
(per year)

Excess
(Age 0-6)

Excess
(Age 6 and above)

Overseas Travel Extension
(30 day limit)

Third Party liability
(Dogs only)

Death of pet by illness
(cover ceases after age 6+)

Veterinary Fees
(Per condition)

Excess
(Age 0-6)

Excess
(Age 6 and above)

Overseas Travel Extension
(30 day limit)

Third Party Liability
(Dogs only)

Death of pet by illness
(cover ceases after age 6+)