Pet Insurance
Lifetime cover from as little as £7.36 per month
10% of 2531 direct customers paid £7.36 or less per pet for our Blue level of cover July 2022 - May 2023.
Free 24hr vet support
Speak to a qualified PawSquad vet any time over live chat, video or voice call
Five star rated cover
Our Gold and Platinum Lifetime cover has Defaqto's highest rating
15% Multi Pet discount
Cover your pets on one policy and get a guaranteed 15% discount per pet
Pet insurance that works for you
Free 24/7 PawSquad access
Speak to a qualified, UK-registered vet at any time for advice and treatment options
Save with Multi-Pet
Cover multiple pets and make savings with our 15% Multi-Pet discount
No extra fees
You’ll never pay for cancelling or changing your policy
Why insure your pets
Vet treatment is expensive and, usually, unplanned. Treatment can cost hundreds of pounds, and you want to make sure your pet gets the help they need as soon as possible.
Just like humans, medical care for animals is becoming more advanced and pricier, meaning most pet insurance payouts are for vet bills.
Pet insurance helps you stay prepared and access quality care if your furry family member ever needs help.
What type of cover is best for me?
Compare our two cover options.
Lifetime is our most comprehensive pet cover. Lifetime policies cover your pet/s for accidents and illnesses up to the policy limit you’ve chosen each year. At renewal, the limit resets.
It’s best if you want long-term cover.
Our Lifetime policy includes:
- Up to £10,000 in vet fee cover
- Up to £2,000,000 in third-party liability
- Up to £2,000 in emergency holiday cover
- Behavioural, dental and emergency kennel/cattery cover
Time Limited covers your pet for accidents and illnesses over 12 months from when symptoms start.
It’s best if you want short-term cover.
Our Time Limited policy includes:
- Up to £4,000 in vet fee cover
- £1,000,000 in third-party liability
- Up to £1,500 in emergency holiday cover
- Complementary medicine, special diet and emergency kennel/cattery cover
Four levels of lifetime cover to choose from
We've made it easy for you to get the right cover for your pet. All come with access to PawSquad, our 24-hour vet helpline.
You can read the full list in the policy booklet.
Blue |
Silver |
Gold |
Platinum |
|
---|---|---|---|---|
Product Type |
Lifetime |
Lifetime |
Lifetime |
Lifetime |
Veterinary Fees
|
£2,000 |
£4,000 |
£5,000 |
£10,000 |
Excess
|
£99 |
£99 |
£99 |
£99 |
Excess
|
£199 |
£199 |
£199 |
£199 |
Co-Insurance |
0% |
0% |
0% |
0% |
CT/MRI scans and Associated Costs |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Dentistry as a direct result of an accident |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Cruciate Ligament |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Overseas Travel Extension
|
Vet fee limit |
Vet fee limit |
Vet fee limit |
Vet fee limit |
Third Party liability
|
£1,000,000 |
£1,000,000 |
£2,000,000 |
£2,000,000 |
Complementary Medicine/treatments |
£500 |
£500 |
£500 |
£500 |
Special Diet |
£100 |
£150 |
£150 |
£200 |
Dentistry as a direct result of an illness |
£2,000 |
|||
Death of pet by illness
|
£1,500 |
£2,000 |
£2,000 |
£3,000 |
Death of pet by accident |
£1,500 |
£2,000 |
£2,000 |
£3,000 |
Emergency Boarding Kennel/Cattery Fees |
£750 |
£750 |
£750 |
£1,500 |
Holiday Cancellation Cover |
£1,000 |
£1,500 |
£1,500 |
£2,000 |
Loss by Theft or Straying |
£1,500 |
£2,000 |
£2,000 |
£3,000 |
Advertising and Reward |
£250 |
£250 |
£250 |
£500 |
Third Party Accidental Damage |
£1,000 |
|||
Vet Advice Line |
||||
Behavioural treatment |
£2,000 |
|||
Farewell cover |
£100 |
£150 |
£150 |
£200 |
Multi-pet Discount |
Two levels of Time Limited cover
We offer two tiers of Time Limited cover. Both last for 12 months.
You can read the full list in the policy booklet.
ESSENTIAL |
EXTRA |
|
---|---|---|
Product Type |
12 month |
12 month |
Veterinary Fees
|
£2,000 |
£4,000 |
Excess
|
£99 |
£99 |
Excess
|
£199 |
£199 |
Co-Insurance |
0% |
0% |
CT/MRI scans and Associated Costs |
Vet Fee Limit |
Vet Fee Limit |
Cruciate Ligament |
Vet fee limit |
Vet fee limit |
Dentistry as a direct result of an accident |
Vet fee limit |
Vet fee limit |
Overseas Travel Extension
|
Vet Fee Limit |
Vet Fee Limit |
Third Party Liability
|
£1,000,000 |
£1,000,000 |
Complementary medicine/treatments |
£500 |
£500 |
Special Diet |
£100 |
£100 |
Dentistry as a direct result of an illness |
||
Death of pet by illness
|
£1,000 |
£1,500 |
Death of Pet by accident |
£1,000 |
£1,500 |
Emergency Boarding Kennel/Cattery Fees |
£750 |
£750 |
Holiday Cancellation Cover |
£1,000 |
£1,500 |
Loss by Theft or Straying |
£1,000 |
£1,500 |
Advertising and Reward |
£250 |
£250 |
Vet Advice Line |
||
Behavioural treatment |
||
Farewell cover |
£100 |
£150 |