May the Best Motor Insurer win...
oh wait, that’s us again!
Thanks for picking us for Best Motor Insurer
for the 11th year in a row.
What's car insurance?
Car insurance is there to protect you if your car is stolen, damaged or in an accident.
You can choose from Third party only, Third party fire and theft, and four levels of comprehensive car insurance.
Depending on the type of cover you have, you could also benefit from a 24-hour emergency helpline and a courtesy car if yours is in a crash or stolen.
What type of cover do I need?
We offer a few different types of car insurance. Check out what works best for you.
Third party only
This is the most basic level of cover that you legally need to have.
If you're in an accident, we'll pay out to the other people involved but you won't be able to claim for damage to your car.
Third party, fire and theft
We’ll pay out to a third party if you're involved in an incident. But we’ll also protect your car from damage caused by fire or theft.
It doesn't cover the cost if your car's damaged in another way, like a crash.
Comprehensive car insurance
This includes cover for fire, theft and damage to someone else's car if you're in an accident.
But unlike our other levels of cover, it also covers the cost of repairing or replacing your car if it's in an accident or someone damages it on purpose.
We have four levels of comprehensive cover:
- Admiral Essential
- Admiral
- Admiral Gold
- Admiral Platinum
Apart from our Essential level, our comprehensive cover comes with extra benefits like windscreen cover and extended cover for driving outside the UK.
Compare car insurance levels
To help you choose the right level of cover, this is how they compare.
Comprehensive cover
|
|
|
|
|
|---|---|---|---|---|
Courtesy car |
||||
Uninsured driver promise |
||||
Personal Injury cover (up to £5,000) |
||||
24-hour emergency helpline |
||||
Replacement lock (up to £500) |
||||
Child car seat |
||||
Windscreen cover |
||||
New car replacement (if you're eligible) |
||||
European cover up to 90 days |
||||
Aftermarket audio gear |
||||
Personal Belongings |
Up to £300 |
Up to £300 |
Up to £200 |
|
Personal belongings (campervans) |
Up to £500 |
Up to £500 |
Up to £500 |
|
Onward travel (up to £150) |
||||
Motor Legal Protection |
Optional | Optional | ||
Roadside Breakdown |
Optional | Optional | Optional |
Third party cover
Third party, Fire
|
Third Party
|
|
|---|---|---|
Driving other cars (conditional) |
||
24-hour emergency helpline |
||
Courtesy Car |
||
Replacement lock (up to £500) |
||
European cover up to 90 days |
||
Aftermarket audio gear |
||
Motor Legal Protection |
Optional | Optional |
Roadside Breakdown cover |
Optional | Optional |
Windscreen cover |
Optional | Optional |
Uninsured driver promise |
||
Personal Injury cover (up to £5,000) |
||
Child car seat |
||
Personal belongings cover |
||
New replacement (if you're eligible) |
||
Onward travel (up to £150) |
What the experts say
Stephen Willmett-Lewis, Senior Motor Product Manager
When it's time to buy car insuance, think about how you use your car every day. Choose the cover that feels right for you - it's all about getting the protection you need!
Read more about our customer's experiences
We care what our customers have to say about us.
Our data
"We accept 98.9% of claims"
This data shows Admiral single car claims between January 1st and November 30th 2025.
“Over 5 million vehicles covered”
Number of cars and vans insured by Admiral as of 1st December 2025.