Multi car insurance
Start with one car
You can start a Multi Car policy with one car. Other cars can join the policy at a later date that suits you. Just tell us when you get a quote.
If you have more than one car in your household, why not cover them all on a multi car insurance policy?
Admiral MultiCar makes life easier and cheaper
- You can insure up to 5 cars with one policy
- Less hassle
One renewal date makes it easier to manage your finances
- Each car is entitled to its own MultiCar discount
Why choose Admiral for MultiCar insurance?
We invented Admiral MultiCar insurance back in 2005.
Some insurers only offer a multi car insurance discount if you insure a second car with them. Our approach is different... you get a discount on all cars including the first car.
Correct as at November 2013.
As standard, your policy will include:
- £100,000 Motor Legal Protection
- £5,000 personal injury cover
- Courtesy car
Whilst under repair at one of our approved garages
- Stereo cover
Up to £1,250 or 15% of the value of your car, whichever is the lower
- Child Car Seat cover
Up to £300 of cover for car seats, buggies and accessories
- Windscreen repair
How can I get MultiCar insurance?
What information do I need about the cars? Do I need information on the owners of those cars?
You’ll need to have:
- the car registration and/or make and model for each car that you’d like to add to the policy
- car insurance renewal dates for each car
- information about the drivers that you want to add to the policy including their name, date of birth, any insurance claims they’ve made and any driving convictions they have
Do I need to own the cars myself or do they need to be
registered to the same address?
You don’t need to own all of the cars, but they do all need to be registered to the same address to be eligible for Admiral MultiCar.
Can I buy online or do I need to talk to someone?
You can get a quote online but you will need to speak to one of our call centre staff to accept the policy. If you'd prefer to do it all over the phone, call us on 0844 848 4316.
How does 1 renewal date work across more than 1 car?
You start your policy now with your car and simply add the additional cars to the MultiCar policy when their renewal date is due.
Looking for more information?
If you need more information on MultiCar, we’ve answered some of the most common MultiCar questions below. Click a question to reveal the answer.
Is MultiCar Insurance for me?
If you have two or more private cars including camper vans or a classic car (not company or commercial) registered at the same address, then MultiCar could save you money.
Do I have to be married to get Multi Car Insurance?
No! MultiCar Insurance is all your household's cars. Husband, wife, partner, brother, daughter or friend - it doesn't matter as long as all the cars are registered at the same address. If you have a son or daughter away at university they can be covered too. In fact, one person can insure more than one car themselves and still be eligible for MultiCar discounts.
If all the renewal dates are the same, won't I get a big bill?
No! The clever thing about MultiCar is that you get MultiCar discounts on each car you insure. And you can spread the cost by paying for your insurance over twelve months.
Won't it be difficult to change my car?
Not at all. You can change cars any time you like during the term of the insurance policy. And depending on what you change to, you might get a refund. (Admin fee applies).
Will my No Claims Bonus be affected if a claim is made?
If a policyholder covered by your MultiCar policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won't be affected.
Will I be able to drive all the cars on the policy?
You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it.
Who can drive my car?
Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive that car. If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, call us on 0871 882 0000. The drivers must be eligible for insurance with Admiral MultiCar. There is a charge for adding drivers to your policy, which we'll tell you when you call.
Calls to 0871 numbers are charged at 8p per minute plus network extras.
How do I make a claim?
Call our Claims Department on 0844 543 4404. Our Make a claim page will give you some more information about making a claim.
We're open Mon - Fri 8am - 9pm, Sat 9am - 5pm, Sun 10am - 4pm.
Calls to 0844 numbers will be charged at 5p per minute from BT Landlines. Calls from mobiles and other networks may vary.