Multi Car Insurance

With Admiral MultiCar you could save over £280

10% of respondents between 1st August 2015 & 31st January 2016 with 2 cars and 2 drivers, who gave a best alternative price saved £280.


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MultiCar - as easy as

Start your policy now with one car and get your first MultiCar discount

Other cars join the policy later, when due for renewal, for more MultiCar discounts.

The more cars you add the more MultiCar discounts you get

3 cars with multi car insurance

What is Multi Car insurance?

Admiral MultiCar insures all the cars in your household on one policy, earning each car a guaranteed MultiCar discount.

More cars equal bigger discounts.

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Four reasons why you should choose Admiral

Great customer service

Over 94% of our customers said they would renew based on the claims service (Oct-Dec 2015).

You could save over £280

10% of respondents between Apr 2015 & Sep 2015 with 2 cars and 2 drivers, who gave a best alternative price saved £280.

Voted by consumers Best Car Insurance Provider

Voted by consumers as the Best Car Insurance Provider 2015/16 for the third year running (Personal Finance Awards).

Millions of happy MultiCar customers

Since 2005, more than 3 million cars insured with MultiCar.

Crammed with features and benefits

Our comprehensive policy is crammed with great features and benefits as standard.

Windscreen Repair

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

Courtesy Car

Use of a courtesy car whilst your car is being repaired at an Admiral approved garage.

European Cover

Up to 90 days cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.

Stereo Cover

Up to £1,250 or 15% of the value of your car, whichever is the lower.

£5,000 Personal Injury Cover

Get £5,000 of personal injury cover for you and your spouse.

Named Driver No Claims Bonus

Any Named Driver could earn themselves an Admiral No Claims Bonus for use with Admiral policies.

Sat-Nav and Personal Belongings Cover

If your personal belongings or effects are damaged or stolen while in your car, we'll pay up to £100 to help you replace them.

24 Hour Emergency Helpline

Comprehensive and third party, fire & theft customers can call if they have an incident and we're liable for the damage.

Bonus Match

Insure a second car with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.

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See how we compare

We believe you shouldn't have to compromise on cover. See how our standard comprehensive policy compares to others in Jan 2016.

First Car Discount Courtesy Car European Cover
Admiral Insurance logo Yes Yes Yes
Aviva No No Yes
LV No No No
Direct Line Yes Yes Yes

Family Friendly Insurance

The great thing about Admiral MultiCar is that it's flexible, so the whole family can save. As long as the cars belong to immediate family members, they don't even have to be registered to the same address. Everyone can benefit with Admiral MultiCar.

Our customers love us

Look at what they're saying...

Extremely helpful customer service. Your employee discussed all of the options available and was very professional.

Debra, Caldicot

Sept 2015

I have got a great deal on my 1st time car insurance!

Aoife, Culloville

Oct 2015

Rhys, was a very efficient and helpful consultant. It was on his advice that I took out a multi car policy and saved in excess of £100 compared to quotes taken from comparison web sites.

David, Cardiff

Nov 2015

A video guide to Admiral MultiCar Insurance

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All you need for a quote

We've tried to make getting an Admiral MultiCar quote as easy as possible but you will need some information to hand so we can help you get your MultiCar discounts.

For each car, you will need:

  • the car registration and/or make and model
  • their renewal dates

For each driver, you will need:

  • their name
  • their date of birth
  • any insurance claims they've made
  • any driving convictions they have

Can I buy online or do I need to talk to someone?

You can get a quote online but you will need to speak to one of our call centre staff to accept the policy. If you'd prefer to do it all over the phone, call us on 0333 220 2085 (Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines).

Your questions answered

We're sure you'll love our great MultiCar discounts, but maybe you have a few questions. You can find answers in this section.

Do the cars need to be at the same address?

No, if you are immediate family then you can live at different addresses. So if your son or daughter has left home you can still all get the benefits of a MultiCar discount.

Will I be able to drive all the cars on the policy?

You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it.

Will my No Claims Bonus be affected if a claim is made?

If a policyholder covered by your MultiCar policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won't be affected.

Is MultiCar Insurance for me?

If you have two, three, four or even more private cars including camper vans or a classic car (not company or commercial), then MultiCar could save you money.

If all the renewal dates are the same, won't I get a big bill?

No! The clever thing about MultiCar is that you get discounts on each car you insure. And you can spread the cost by paying for your insurance over twelve months.

Who can drive my car?

Only the people listed under section 5 of the current Certificate of Motor Insurance for a particular car can drive that car. If you want to add drivers to one of the cars, either for a few days or for the rest of your policy term, call our Customer Service Department. The drivers must be eligible for insurance with Admiral MultiCar. There is a charge for adding drivers to your policy, which we'll tell you when you call.

What if I already insure with Admiral?

If you currently have your car insured with Admiral but would like to get a quote for a MultiCar policy that's fine. You can start a quote online, or, if you'd prefer to talk it through with someone, you can call our sales team and they'll guide you through the quote.

You won't have to cancel your existing policy as you'll receive your MultiCar discount on your new car straight away.

Your existing car will continue to run until its renewal date, at which point it will be added to the MultiCar policy and you will just pay a pro rata amount. All cars on the MultiCar policy will renew on the same date.

Won't it be difficult to change my car?

Not at all. You can change cars any time you like during the term of the insurance policy. And depending on what you change to, you might get a refund. (Admin fee applies).

Do I have to be married to get Multi Car Insurance?

No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your MultiCar policy, even if they live at different addresses.

How do I make a claim?

Call our Claims Department. Our Make a claim page will give you some more information about making a claim.

We're open Mon - Fri 8am - 9pm, Sat 9am - 5pm, Sun 10am - 4pm.

If my son crashes will it affect my NCB?

If your son, daughter, wife, husband or any other policyholder on your MultiCar cover makes a claim, or a claim is made against them, while they're driving their own car it won't affect any of the other policyholders' No Claims Bonus. However, if they have an accident in your car (which you are policyholder for) then your No Claims Bonus will be affected, but not for the other cars.

If I buy a MultiCar policy will I have to cancel my other insurance policy for the second car?

No you won't need to cancel insurance for the other cars until it's up for renewal - they simply join our MultiCar policy when it's time for renewal. When they're ready to come onto your MultiCar policy they'll earn their own MultiCar discounts.

How many years am I tied in to a MultiCar policy?

A MultiCar policy lasts 12 months; you then have the option to renew at the end of the year as normal. If you add another vehicle mid-term they will be insured up to the original renewal date on a pro-rata basis.

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Voted by consumers UK's Best Car Insurance Provider three years running