What is multi car insurance?

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All of your cars don't need to renew at the same time for you to have multi car insurance. Admiral explains exactly how it works

If you're searching for insurance for just one of your cars, multi car insurance may not be on your radar but it should be.

Everyone is looking for the best price for their car insurance while also getting the best cover possible; ruling out Admiral MultiCar because only one of your cars is due for renewal could mean you're missing out.

Multi car insurance could be for you

It's a way of insuring all of your cars with one insurer. Although individual polices could be cheaper, with Admiral you get guaranteed MultiCar discounts for each of the cars on the policy.

All the cars at your address could be covered even if they aren't registered in your name. If members of your immediate family live at different addresses and have their own cars, you can all feel the benefits of being insured on one policy.

The benefits of insuring more than one car

You may think arranging insurance for all of your cars at the same time would be a lot of work but the idea of a multi car policy is to make car insurance easier.

If only one of your cars is due for renewal right now then you pay for that one - or start your monthly payments - straight away.

The great news is you get your MultiCar discount straight away too.

Although we take the details for your other cars (including car and driver details) they don't join the policy until their car renewal dates.

For example:

If cover on car A starts in April, but car B's insurance doesn't renew until September, car A's price will still include immediate discount.

Car B would then join the policy in September earning its own discount and its cover would run from September until April.

Both cars renew on the original Admiral Multi Car renewal date in April and both would have a full year's No Claims Bonus.

As long as a car is insured for at least three months on the Multi Car policy it will earn a full year's No Claims Bonus.

Who is multi car cover for?

In short, nearly everyone can benefit from multi car insurance.

If you're still not sure, read the examples below to see our verdict on whether Admiral MultiCar is for you:

"I've got two cars but they have different renewal dates. I don't think it's for me."

Getting an Admiral MultiCar quote is designed to be just as simple as getting a quote for one car. We don't ask you to cancel your second car's insurance policy just give us some of the information about that car and its drivers. You get discount on your first car straight away.

Verdict: Yes, MultiCar could be for you

"My boyfriend owns the other car registered at our address."

That's okay, if both cars are registered at the same address you can both benefit by insuring both your cars through us. And don't worry you will each build up your own No Claims Bonus separately. If one of you is involved in an accident in your own car that won't affect the other driver's No Claims Bonus.

Verdict: Yes, MultiCar could be for you

"The kids live here too so there are four cars at the address, won't it get a bit confusing?"

No, just like a couple deciding to take out a multi car policy, this should make life for families easier as the renewal of the policy will result in one renewal date for all drivers. What could be easier than only having to deal with the car insurance company once a year?

Verdict: Yes, MultiCar could be for you

"My son has moved out and taken his car to university with him."

As long as all the cars on the policy belong to immediate family members then you and your son will be able to benefit by both getting your own MultiCar discount.

Verdict: Yes, MultiCar could be for you

"I live on my own and only have one car, no one in my family drives."

Get a Single-Car quote for your car.

If you have a high insurance premium and are only looking for a Single-Car policy, get a quote for Admiral's black box policy, LittleBox, and you'll get a guaranteed discount on a standard Single-Car quote. Eligibility criteria applies.

Verdict: No, MultiCar isn’t for you this time

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Multi Car Insurance

Multiple cars? You could save £343 with Admiral

10% of respondents between 1st February 2016 & 31st July 2016, who gave a best alternative price saved £343

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