Contents Insurance from only £45

10% of customers buying our Admiral level Contents Insurance from July 2015 to January 2016 paid less than £45. Contents insurance is there to cover belongings, like furniture and clothes, in your home if they are damaged, lost or stolen. ...More

It's not compulsory, but that doesn't mean it should be overlooked, try to imagine what your house would be like empty. Your belongings are what make a house yours - without them, those four walls may seem pretty hollow.

With Admiral Contents Insurance, you can cover your contents up to £50,000, £75,000 or £150,000 depending on the level of cover you choose.

Defaqto rating applies to Platinum level cover

Compare our three levels of cover

Admiral has made it easy to get the right level of cover for your contents ‑ you just need to choose from three simple cover packages.

Admiral

Our great value Contents Insurance package covers the essentials in your home up to £50,000.

Admiral Gold

Our popular Gold Contents Insurance gives the same great value as Admiral cover but up to £75,000 and with added extras.

Admiral Platinum

Our full-featured Platinum Contents Insurance is for people who demand extra security and peace of mind. Cover up to £150,000.

See what's included

Values shown are the maximum claim limits.

 

Admiral

Admiral
Gold

Admiral
Platinum

Contents Sum Insured
(eligibility criteria applies)

£50K

£75K

£150K

Loss Of Metered Water / Oil

£500

£1,000

£1,500

Money Limit

£150

£300

£500

Replacement Locks / Keys

£250

£500

£1,000

Alternative Accommodation

£10K

£15K

£25K

Occupiers Liability

£1 Million

£2 Million

£2 Million

Legal Liability
(Tenants)

£5K

£10K

£20K

Personal Liability

£1 Million

£2 Million

£2 Million

Freezer Food

£250

£500

£1,000

New For Old
(Excluding clothing)

Yes

Yes

Yes

24 Hour Emergency Helpline

Yes

Yes

Yes

Contents Temporarily Away From Home

No

£5K

£10K

Deeds And Documents

No

£1K

£2K

Celebration Cover

No

£5K

£10K

Theft From Outbuilding

No

£1K

£5K

Garden Contents

No

£1,000

£2,500

Garden Plants

No

£500

£2,500

Digital Information

No

£500

£1,000

Visitor's Belongings

No

£500

£1,000

Office Equipment

No

£5K

£10K

Overseas Travel

No

Europe

Worldwide

Household Removal / Temporary Storage

No

Yes

Yes

Items In A Bank

No

No

£10K

Contents At University

No

No

£3,500

Contents At Nursing Home

No

No

£3,500

Fatal Injury Benefit

No

No

£5K

Employers / Domestic Staff Liability

No

No

£5 Million

Temporary Accommodation Liability

No

No

£2 Million

New Purchases

No

No

Yes

Matching Items

No

No

Yes

Why you need contents insurance

Your home is full of your most cherished belongings which is why different people need different types of home insurance. More...

Crime

Property crime accounted for 70% of all police recorded crime in 2013/14 according to the Office for National Statistics.

Peace of mind

Home is where we keep our most prized belongings, contents insurance is there to help if anything happens to them.

Defining your contents

Your contents are the things you'd take with you if you move, things like:

  • Furniture
  • Clothes
  • Electrical items

If you have items you'd like covered but aren't sure if they can be, just call one of our friendly agents who will be happy to help.

Call us on: 0800 600 870

What Admiral Home Insurance covers

If you take out contents insurance with us, your belongings will be covered for theft, vandalism, fire damage, water damage and even natural events like lightning strikes.

So, if the worst were to happen to your home, your most precious belongings would be covered. Whether expensive or cheap, we know what matters most to you.

Contents insurance for renters

Getting on the property ladder is a tricky business which is why so many people in the UK are now renting. Just because you're a tenant rather than a homeowner, doesn't mean house contents insurance isn't for you.

Your landlord is responsible for ensuring your home has buildings insurance but it's up to you to arrange cover for your belongings. As long as you rent a property alone, with your partner or as a family, you can insure your contents with Admiral Home Insurance.

Contents or buildings insurance?

Renters only need to worry about contents insurance which covers the belongings inside your home. Those who own their homes, however, will need to consider buildings insurance too - it's often a condition of your mortgage.

Buildings insurance basically covers everything that's permanently attached - doors, the structure and yes, the kitchen sink too.

Everything you'd pack up to move with you would be covered by a contents insurance policy.

You can select an Admiral Home Insurance policy which covers both contents and buildings insurance.

Adding up the value of your contents

If you're hoping to cover your contents then the most important thing to know is what your belongings are worth.

Adding up the cost of everything you own does sound like a daunting task but it's one that needs to be done if you hope to claim back the right amount for your belongings.

To add up the value of everything in your home, go from room to room and write it down. Be extra careful to make a note of anything with a value of £1,000 or higher to ensure we are able to cover them.

Get a quote

Admiral Home Insurance explained in 90 seconds

Accidental Damage

Accidental Damage cover is also available to add to your policy. This will cover accidental damage to the contents in your home, such as spilling a drink on your sofa or dropping a laptop.

 

Admiral

Admiral
Gold

Admiral
Platinum

Audiovisual Accidental Damage

Available

Yes

Yes

Accidental Breakage Of Mirrors Or Glass

Available

Yes

Yes

Full Contents Accidental Damage

Available

Available

Yes

Your questions answered

We're sure you'll love our great home insurance, but maybe you have a few questions. You can find answers in the FAQ section on the home insurance page.

Get a quote

Looking for something different?

If you own your home you may also need to insure your building. Not to worry, Admiral offers great value and flexible options across all our Home Insurance products.

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