Contents Insurance

Flexible cover for your belongings

Contents Insurance made easy

With so much choice, Admiral has made it easy to get the right level of cover for your buildings and contents with the choice of three simple cover packages.

Admiral

Our great value Contents Insurance package covers the essentials for your home.

Admiral Gold

Our popular Gold Contents Insurance gives the value of Admiral cover with added extras.

Admiral Platinum

Our full featured Platinum Contents Insurance for people who demand extra security and peace of mind.

Compare our three levels of cover

Values shown are the maximum claim limits.

 

Admiral

Admiral
Gold

Admiral
Platinum

Contents Sum Insured
(eligibility criteria applies)

£50K

£75K

£150K

Loss Of Metered Water / Oil

£500

£1,000

£1,500

Money Limit

£150

£300

£500

Replacement Locks / Keys

£250

£500

£1,000

Alternative Accommodation

£10K

£15K

£25K

Occupiers Liability

£1 Million

£2 Million

£2 Million

Legal Liability
(Tenants)

£5K

£10K

£20K

Personal Liability

£1 Million

£2 Million

£2 Million

Freezer Food

£250

£500

£1,000

New For Old
(Excluding clothing)

Yes

Yes

Yes

24 Hour Emergency Helpline

Yes

Yes

Yes

Contents Temporarily Away From Home

No

£5K

£10K

Deeds And Documents

No

£1K

£2K

Celebration Cover

No

£5K

£10K

Theft From Outbuilding

No

£1K

£5K

Garden Contents

No

£1,000

£2,500

Garden Plants

No

£500

£2,500

Cards Limit

No

£500

£5,000

Digital Information

No

£500

£1,000

Visitor's Belongings

No

£500

£1,000

Office Equipment

No

£5K

£10K

Overseas Travel

No

Europe

Worldwide

Household Removal / Temporary Storage

No

Yes

Yes

Items In A Bank

No

No

£10K

Contents At University

No

No

£3,500

Contents At Nursing Home

No

No

£3,500

Fatal Injury Benefit

No

No

£5K

Employers / Domestic Staff Liability

No

No

£5 Million

Temporary Accommodation Liability

No

No

£2 Million

New Purchases

No

No

Yes

Matching Items

No

No

Yes

Your contents, covered

From theft or vandalism, to fire or water damage, even natural events like lightning strikes, there are plenty of incidents that could result in your possessions being damaged. Contents Insurance is there to protect them if the worst happens.

Tell us what your contents are worth as our Contents Insurance covers your contents up to £50,000, £75,000 or £150,000 depending on the level of cover you choose, and that's not all (policy limitations may apply):

  • Replacement of locks and keys will be covered no matter what level of cover you choose
  • Alternative accommodation will be provided after an insured incident if needed
  • Freezer food is covered for loss or damage of food in a freezer in your home following a sudden rise or fall in temperature or contamination by refrigerant or refrigerant fumes

Accidental Damage

To supplement your Contents Insurance, Accidental Damage cover is also available. This will cover accidental damage to the contents in your home, such as spilling a drink on your sofa or dropping a laptop.

More details of what's covered

 

Admiral

Admiral
Gold

Admiral
Platinum

Audiovisual Accidental Damage

Available

Yes

Yes

Accidental Breakage Of Mirrors Or Glass

Available

Yes

Yes

Full Contents Accidental Damage

Available

Available

Yes

A 90 second video guide to Admiral Home Insurance

Your questions answered

We're sure you'll love our great Home insurance discounts, but maybe you have a few questions. You can find answers in the FAQ section on the home insurance page.

Looking for something different?

If you own your home you may also need to insure your building. Not to worry, Admiral offers great value with and flexible options across all our Home Insurance products.

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