Take out the hassle of arranging insurance for every trip
If you take to the skies regularly, an annual policy could be just what you're looking for. It takes out any hassle of arranging insurance for every trip; simply sit back and relax knowing that all your holidays within the year are covered with Admiral Travel Insurance.
Admiral Travel Insurance can insure you for destinations almost anywhere in the world, and for a range of activities including scuba diving, windsurfing and canoeing.
And if you travel more than once a year, annual cover could be more cost effective for you than single trip insurance.
There is also optional cover available for overseas weddings as well as for backpacking, skiing trips and cruises.
What benefits do I get with Admiral Annual Travel Insurance?
- Unlimited travel for trips under 31 days
- Medical Emergency Cover
(including repatriation to the UK if needed)
- Free cover for kids on family policies
(both single and annual policies)
- Personal Liability
- Legal Protection
- Lost or Stolen Personal Luggage Cover
Annual Travel Insurance is perfect for regular holidaymakers or business travellers - and it covers you whether you're in the UK, Europe or worldwide.
What level of cover do I need?
Just like Admiral Single Trip Insurance, three levels of cover are available - Economy, Standard and Premier - on our annual, multi-trip policies.
Here is a small sample of the benefits included with each level of cover. You can read the full list in the policy summary booklet.
Cancellation & curtailment (Limits up to)
Medical & repatriation expenses (Limits up to)
Personal Luggage (Limits up to)
I travel a lot for work, do I need special cover?
Business Cover is an optional benefit that can be added to all levels of cover. Business Cover provides up to £1,000 of cover for any business equipment which is lost, stolen or damaged. It also covers emergency courier expenses, business samples, computer equipment and business money.
Are there any exclusions?
Like any insurance policy there are some things that are not covered by Admiral Travel Insurance including:
- Claims made as a result of drug-use or excessive alcohol consumption
- Failure to disclose any pre-existing medical conditions
- Any claims resulting from an illegal or criminal act carried out by the policyholder
You can read the full list of exclusions in our policy summary booklet.
Do I need travel insurance if I have a European Health Insurance Card?
Yes, you do need travel insurance. The EHIC is not a substitute for medical and travel insurance; it entitles you to state-provided healthcare that may become necessary during your holiday in the UK, European Economic Area or Switzerland.
In some cases it will cover all or part of your costs for medical care, but it will not cover expensive needs such as airlifting from ski resorts or repatriation.
What if I have a pre-existing medical condition?
You'll still be able to get insured, all you'll need to do is check to see whether it's covered under the 'What is not covered' list of your policy wording guide found on page seven. If the condition isn't on this list, or you have multiple conditions and one is not on this list, then you need to contact Medical Screening to declare all your pre-existing medical conditions.
You can call Medical Screening on 0343 658 0267. Your pre-existing medical conditions won't be covered unless you have declared all conditions, received acceptance of this in writing, and paid an additional premium.
What happens if my holiday is cancelled?
In the unfortunate event your holiday is cancelled, you can take some comfort in knowing you are covered with Admiral Travel Insurance. Depending on the level of cover you choose - Economy, Standard or Premier Cover - you will receive up to £5,000 to cover the costs of your trip.
How do I get a quote?
You can call 0343 658 0260 for an Admiral Annual Trip Travel Insurance quote or buy online.