Flexible Home Insurance from Admiral
Choose from 3 different levels of cover, each with a range of different features that can be tailored to suit your needs. When you call us, one of our team will talk through the cover options available and help you choose the right cover.
Three great levels of cover
We offer 3 levels of home insurance that can be tailored to suit your needs. Choose from Admiral, Admiral Gold or Admiral Platinum.
Our great value home insurance package covers the essentials for your home.
Our popular Gold home insurance gives the value of Admiral cover with added extras.
Our full Platinum featured home insurance for people who demand extra security and peace of mind.
Four great reasons to choose
Admiral Home Insurance…
- Great value - Pay as little as £104
You could pay as little as £104 if you insure your home with us.
- Flexible cover - 3 levels of cover to choose from
You can tailor your cover to suit your needs, choose from Admiral, Admiral Gold or Admiral Platinum.
- Unlimited buildings cover
The structure of your home - including permanent fixtures and fittings - are covered. Just one of the many benefits you can expect from Admiral, no matter what level of cover you choose (eligibility criteria may apply).
- Reliable - 24-hour emergency helpline
If the worst were to happen, we are just a call away any time of day or night.
Keep your boiler running all year long
Peace of mind with our Boiler Emergency Cover.
- Up to £500 emergency repair costs for central heating and hot water failure
- Claim from 14 days after policy start date
- Two call outs per policy term
0800 600 870
Why buy from us?
Admiral's home insurance products come with a range of great features depending on the level of cover you choose. A waiting period applies before some cover is activated.
- Family Legal Protection
Up to £100,000 legal costs cover for property or employment disputes and personal injury claims as long as there are reasonable prospects of your claim being successful.
- Home Emergency Cover
Up to £500 for a tradesman to repair your hot water system, central heating and plumbing in an emergency. Cover for home security and pest infestation.
- Boiler Emergency Cover
Up to £500 emergency repair costs for central heating and hot water failure. Two call outs per policy term.
- Accidental Damage Cover
Available on buildings and contents, for accidental damage to personal belongings, fixtures and fittings at home.
Cover you can rely on, compare our three levels of cover
Read more about the different types of cover available...Buildings Insurance Contents Insurance Optional Cover
Frequently asked questions
What high risk items do I need to let you know about?
Our definition of high risk items can be found in your policy booklet so please check that carefully, but it includes things such as jewellery, watches, precious metals, works of art, sporting equipment, collectables, furs and musical instruments.
If you have any high risk items over £1,000 you will need to let us know about each of these items individually so we can add them to your policy. You can then choose to cover each item away from the home.
Do I get personal possessions cover as standard?
You get personal possessions cover up to £2,000 as standard with Admiral Platinum cover but you can choose a higher amount than that if needed. You can add personal possessions cover to our Admiral Home and Admiral Gold.
It covers items which belong to you or your family, which are portable and normally worn, used or carried outside the home in everyday life such as handbags, headphones, tablets and also includes sports, musical and camping equipment. Your items will be covered up to the amount you require, subject to maximum limits.
If you have any pedal cycles that are worth under £350 and would like them covered while away from the home, be sure to include them in your personal possessions total.
If you have specified any high risk items over £1,000, they will be covered separately up to the amount you require per item. Our definition of high risk items can be found in your policy booklet.
What if my circumstances change?
If your circumstances change, please let us know straightaway. Changes we don't know about could invalidate your insurance. If you're not sure whether you need to tell us about a change, just call us and check.
Please call 0871 882 8212 to update a policy. Opening hours are from 8am-9pm Monday to Friday, 9am-5pm Saturday and 10am-4pm Sunday.
Calls to 0871 numbers are charged at 8p per minute plus network extras. Calls from mobiles and other networks may vary.
How do I send in proof of purchase or a valuation for an item?
In some cases, a proof of valuation or purchase receipt - dated within the last 3 years - is required within 30 days of the start of your policy. Photocopies or good-quality photographs are acceptable as long as they can be clearly read. They can be sent to us in a number of ways.
Please ensure that your policy number, beginning AD APT, is noted on any document you send:
- Post - Admiral Home Insurance, Freepost CF3832, CF10 3GR
- Email - email@example.com
- Fax - 0871 882 8091
How do I make a claim?
Call our Claims Department on 0844 543 4404 or visit our make a claim page for more information on making a claim.
We're open Mon - Thu 8am - 9pm, Fri 8am - 6pm, Sat 9am - 5pm, Sun 10am - 4pm.
Calls to 0844 numbers will be charged at 5p per minute from BT landlines. Calls from mobiles and other networks may vary.
What is an Excess and how do I know what excess I have on my policy?
An excess is the amount you must pay in the event of any claim. Just check your policy schedule for details of the excess that applies for the incident you are claiming for. More than one excess may apply and total excess may vary depending on the cause of the loss or damage.
Your excess will either be deducted from settlement of your claim, or alternatively, our appointed supplier will collect this amount from you.
How will I know if a claim is covered by my policy?
You can find details of your policy cover in your Policy Booklet along with your Home Policy Schedule. You may find this helpful before ringing us to report a claim.
However, if you would prefer to call us, one of our dedicated Claim Handlers will be happy to help and advise you further on your policy cover.
How long will it take to settle my claim?
It all depends on the circumstances - some claims are more straightforward than others. When you call to register a claim, our claim handlers will try to give you an idea of the timescales involved.
Do I need to keep damaged goods for my claim?
Yes, please keep any damaged items in a safe place. They may need to be inspected or used as evidence of proof of ownership - this may help us settle your claim faster.
Will pedal cycles be covered under my policy?
Pedal cycles worth under £350 are covered while they are in the home if you have taken contents cover with us.
If you have any pedal cycles that are worth under £350 and would like them covered while away from the home, make sure you include them in your personal possessions total.
If you have a pedal cycle worth more than £350 you will need to let us know so we can add this to your policy. You must then opt to have this cycle covered away from home if required.
Are mobile phones covered under my policy?
Mobile phones are covered up to the amount shown on your policy schedule. We will cover the handset but not mobile phone charges, loss of airtime or any damage caused by liquids.
Close Frequently asked questions
Call now to get a quote
To talk to one of our friendly members of staff, just give us a call.
0800 600 870
Admiral.com Home Insurance is rated 8.9 out of 10 based on 1423 reviews from the last 12 months