Help around the clock
What if your laptop, tablet or one of your favourite electronics were to be stolen or damaged? Admiral will protect tenants' contents should the worst happen. And with our 24 hour claims helpline, we’ll be here to provide help around the clock.
Some insurers may not offer policies which cover shared or communal spaces, but at Admiral we want to make sure that no matter what your living situation is, we can offer cover for your valuables.
Protection for your contents
While renting in a shared home or flat owned by a landlord, one of the most important things you’ll want to do is protect and cover your belongings. We understand that valuable items such as your bicycle, mobile phone, clothes and furniture are all important to you, which is why we now cover contents for those who live in a shared home or flat.
But do you know what the value of your contents is? Ensuring you have the right level of cover is important – over insuring could be costly and underinsuring the value of your contents could have consequences if you needed to make a claim.
Before getting a home insurance quote, make sure you have a good understanding of what your valuables are worth with our useful contents calculator.
Do you know how much your stuff is worth? Get an idea with our helpful contents calculator.
Accidental Damage cover
We all know that accidents happen. If you don’t have the right cover in place and an item of yours were to be damaged, you could be in for an expensive inconvenience. Imagine one of your favourite tech gadgets like your tablet or computer had a drink spilt on them? Are they protected?
With Accidental Damage cover, we’ll protect your valuables from the unexpected. Standard on our Platinum policies, Accidental Damage cover can also be added as an optional extra on our Admiral and Gold levels of cover.
Audiovisual Accidental Damage
Accidental Breakage Of Mirrors Or Glass
Full Contents Accidental Damage
Tenant Liability Insurance
Cover if your landlord’s fittings and fixtures are accidentally damaged while you’re living in the property and are legally liable. Accidents are sometimes unavoidable but that doesn’t mean you should be left short by paying for damage to your landlord’s property.
Common issues that are covered by Admiral include:
- Accidental damage to windows, glass doors or mirrors
- Damage to the bathroom suite
- Water escaping from any fixed water tanks, pipes, fixed central heating units or domestic appliances such as dishwashers and washing machines
Some landlords make tenants liability a condition of the tenancy agreement, so make sure you read the agreement closely.
Tenant liability cover is included in Admiral Tenant Insurance as standard. Depending on which level of cover you choose, you’ll get up to £5,000, £10,000 or £20,000 worth of cover to pay damages, defence costs or expenses if any of the above happens during your tenancy.
Cover away from home
You may want to take some of your items outside of your home and you’ll want peace of mind that you’re covered regardless of where you are.
To have cover for your belongings outside of your home, you’ll need to add Personal Possession cover to your policy. Personal Possession cover will ensure that your items are covered worldwide on any of our three levels of cover, so if you want to take your tablet on holiday or your laptop to the local coffee shop, you’ll be covered.