The extra help from an au pair or nanny has become essential for thousands of UK families in recent years, and for most of them it is necessary that they can drive. Insuring a nanny or au pair to drive their own car can prove costly though, but thanks to Admiral MultiCar the extra cost can be kept to a minimum.
MultiCar is a unique kind of insurance policy whereby households can insure up to five cars on a single policy, and so get a discount on their premium. Until recently all MultiCar policyholders had to live at the same address, but Admiral has changed the conditions to allow au pairs or nannies who don’t live at the same address to be added to the policy.
Here is an example of how much a family with an au pair could save through MultiCar:
|
Father |
Mother |
Au pair |
Total |
Regular Admiral phone policy |
£453 |
£481 |
£660 |
£1,594 |
Direct Line website policy |
£552 |
£457 |
£550 |
£1,559 |
Admiral MultiCar policy |
£352 |
£369 |
£464 |
£1,185 |
(Prices correct at 16/10/06)
The family lives in Putney, south west London. The husband and wife already insure their cars on an Admiral MultiCar policy, and want to insure a third car for their au pair, who lives at a separate address. With MultiCar the total cost for the three cars is £1,186, this is £409 less than a regular Admiral policy and £374 less than one with Direct Line. This means the money they save by insuring through Admiral MultiCar almost covers the additional £464 to cover the au pair too.
Admiral managing director, Sue Longthorn, said: “MultiCar is designed to make it easier for households to insure more than one car and to save motorists money. We had feedback from many customers who wanted to insure their au pair on the policy as well, but couldn’t because they didn’t live at the same address as them, so we changed the rules of the policy.
“The number of people who employ a nanny or au pair has increased dramatically over recent years. For most of those families it’s essential that the nanny can drive too, but insuring an extra driver can prove costly. We hope that through MultiCar we can solve this problem.”
Issue date: 25-10-06
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