Travel Insurance

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5 Star Travel Insurance from Admiral

5 Star expert rated Platinum Travel Insurance from Admiral

Our Platinum level cover has Defaqto's highest 5 Star rating.

What level of cover do I need?

With Admiral Travel Insurance you can choose from Admiral, Admiral Gold or Admiral Platinum Cover.

Here are just a few of the benefits. You can read the full list in the policy summary booklet.

Admiral

Admiral
Gold

Admiral
Platinum

Excess

£100

£75

£50

Emergency medical treatment & repatriation
(Limits up to)

£10M

£15M

£20M

Cancellation or cutting short your trip
(Limits up to)

£1K

£2.5K

£5K

Personal belongings
(Limits up to)

£1K

£1.5K

£2.5K

Money & documents
(Limits up to)

£300

£400

£500

If you're fancying the adrenaline rush of a skiing holiday, or you're taking to the seas on a cruise, you'll need to add on our Winter Sports Upgrade or Cruise Upgrade to your travel insurance policy as these activities are not covered otherwise. If you're buying Admiral Platinum cover, cruise cover comes as standard, but you must add these Upgrades to all other available tiers to be able to claim on any part of your travel insurance.

Single Trip policies cover one trip up to 365 days, while our Annual Travel policies cover you for 12 months' - unlimited travel for trips up to 31 days.

4 reasons to choose Admiral

Flexible Choice

Flexible Choice

Choose Single trip or Annual Multi Trip cover with varying levels of cover and many sports and leisure activities included as standard. Additional cover available for Winter Sports, Golf, Gadget and Cruise holidays.

Great cover when you need it

Great cover when you need it

We insure a wide range of medical conditions and pay up to £20million in emergency medical expenses.

Cover for young and old

Cover for young and old

We don't think age should hinder adventure which is why we offer travel insurance to holidaymakers aged 18 to over 65. Children can be added to an adult's policy.

Access to our 24-hour Multilingual Emergency Helpline

Access to our 24-hour Multilingual Emergency Helpline

If you’re injured or fall ill while on holiday, you can call our 24-hour Emergency Assistance Helpline.

Travel insurance explained

After forking out for the holiday you might be asking yourself 'what is travel insurance and do I really need it?'.

Basically, it's there to protect you if the worst were to happen while you're overseas. For example, losing your luggage feels like a disaster, but with insurance in place, at least it won't feel like the end of the world.

You can choose a Single Trip policy or annual cover, then choose from our range of add-ons for Winter Sports, Golf and Cruise travel if you’re going on a more specialist holiday.

Why might you need it?

Many people think it's just there to help if their flights are delayed or their baggage goes missing but it could be the difference between an accident abroad costing you an insurance excess, or paying thousands of pounds out of your own pocket.

The average cost of a medical claim on a travel insurance policy in 2016, according to the ABI, was £1,300.

Mark Shepherd, Assistant Director, Head of Property, Commercial and Specialist Lines at the Association of British Insurers, said: “While most travellers enjoy their breaks, falling seriously ill overseas is stressful enough, without the added worry of how to pay for potentially very expensive medical bills."

Admiral provides you with 24 hour emergency support so you'll be able to reach someone at any time if the worst were to happen. And you can also include cover to help if you're affected by a travel delay when leaving or returning to the UK.

Why choose Admiral?

You can be insured almost anywhere worldwide and not only that, but also for a wide range of activities, including skiing, scuba diving, windsurfing, canoeing and more.

There's always a lot to worry about before heading off abroad, but if you purchase an Admiral policy, you'll have one less thing on your mind.

You'll be able to jet off safe in the knowledge your cover will be provided instantly, you'll have 24 hour emergency support and medical expenses cover up to £20million on our highest tier.

What if I have a pre-existing medical condition?

Call Medical Screening on 0333 234 9913 to discuss your condition and you may still be able to get travel insurance.

Alternatively, you can declare your conditions during the online quote process to see if cover can be offered.

Your pre-existing medical conditions won't be covered unless you have declared all conditions, received acceptance of this in writing, and paid any additional premium in full.

You'll still be able to get insured, all you'll need to do is check to see whether it's covered under the 'What is not covered' list of your policy wording guide. If the condition isn't on this list, or you have multiple conditions and one is not on this list, then you need to contact Medical Screening to declare all your pre-existing medical conditions.

Which countries am I covered in?

You're covered pretty much anywhere you want to go, but because 'pretty much everywhere' isn't everywhere, we've broken it down into three zones:

  • Europe
  • Worldwide excluding USA, Canada & Caribbean
  • Worldwide

One thing to note is no cover is provided under the policies for any trip to a country where the Foreign & Commonwealth Office advised against 'all travel' or 'all but essential travel'.

If you are not sure if there is a travel warning for your destination please check with the Foreign & Commonwealth Office.

How do I get a Travel Insurance  quote?

You can get your holiday insurance quotes by calling our friendly team on 0333 234 9913 or you canbuy online.

How do I make a claim?

If you have a medical emergency while you're abroad, you're injured, fall ill, or have to cut your trip short please call our 24-hour Emergency Assistance Helpline on +44 (0)292 010 7777 – please make sure you call before you seek medical treatment so we can help you.

If you need to make a claim and it's not an emergency call our claims team on 0333 234 9914 between 8am and 8pm Monday – Friday, or between 9am and 4pm Saturday. Closed Sundays and Bank Holidays.