Home Insurance


Five star rated Platinum Level Home Insurance

Moneyfacts: Home Insurance 2018

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Flexible cover from Admiral

Choose from three levels of cover, each with a range of different features that you can tailor to suit you. You can select the most suitable cover for your needs online or over the phone with one of our advisors.

Admiral Cover

Our great value Home Insurance package covers the essentials, including these benefits and optional extras.

  • Unlimited Buildings Cover (eligibility criteria applies)
  • Up to £50,000 Contents Cover
  • 24-hour Emergency Helpline
  • Optional Home Emergency Cover
  • Optional Family Legal Protection
  • Optional Accidental Damage Cover
  • Includes £350 Bicycle Cover. Optional cover available for bicycles worth more than £350
  • Optional Personal Possessions Cover

Gold Cover

Our Gold cover includes Boiler Emergency Cover as standard. This provides up to £500 per call out for a tradesperson to make a temporary repair in an emergency to your hot water or central heating system. You can make a maximum of two claims during the policy term and claims can be made 7 days after the policy start date.

  • Unlimited Buildings Cover (eligibility criteria applies)
  • Up to £75,000 Contents Cover
  • 24-hour Emergency Helpline
  • Boiler Emergency Cover
  • Up to £5,000 Trace and Access Cover - covers the cost of detecting and repairing the source of a water leak
  • Optional Family Legal Protection
  • Optional Accidental Damage Cover
  • Includes £350 Bicycle Cover. Optional cover available for bicycles worth more than £350
  • Optional Personal Possessions Cover
  • Optional Home Emergency Cover

Platinum Cover

Our full featured Platinum package is our top level cover. It’s designed for customers who want extra security and peace of mind.

  • Unlimited Buildings Cover (eligibility criteria applies)
  • Up to £150,000 Contents Cover
  • Home Emergency Cover - including cover for your boiler
  • Family Legal Protection
  • Accidental Damage Cover on both buildings and contents
  • Up to £2,000 of Personal Possessions Cover
  • 24-hour Emergency Helpline
  • Includes £350 Bicycle Cover. Optional cover available for bicycles worth more than £350
  • Matching Items Cover - if we can’t repair or replace a part of any matching suite like for like, we will replace the whole set.
  • Up to £10,000 Trace and Access Cover - covers the cost of detecting and repairing the source of a water leak.

Our products come with a range of great features

A waiting period applies before some cover is activated. Take a look at our optional extras to find out more.

Up to £100,000 legal costs cover for property or employment disputes and personal injury claims as long as there reasonable prospects of your claim being successful. A waiting period applies before some areas of cover are activated and events prior to the start date are not covered.

Up to £500 for a tradesman to provide a temporary repair to plumbing and central heating to contain an emergency. Cover for home security and pest infestation. Claims can only be made 7 days after the policy starts

Up to £500 temporary repair costs for central heating and hot water plus two call outs. Our Gold cover includes Boiler Emergency Cover as standard. Claims can be made 7 days after the policy start date.

Available on buildings and contents, for accidental damage to personal belongings, fixtures and fittings at home.

5 golden stars

Five-star rated Platinum Home Insurance from MoneyFacts

Moneyfacts, an independent research organisation, which rates UK finance companies on specific product features with an emphasis on those that could be most relevant to the consumer or company.

Products awarded 5 stars offer the most comprehensive policy benefits with stand‑out features.