What’s home insurance?
Home insurance (or house insurance cover) financially protects your home. It can help you and your family if you experience events like theft, fire and floods.
Home insurance has two parts:
Buildings insurance covers the bricks and mortar, contents insurance covers your belongings. You can combine both.
Compare our cover levels
Admiral |
Admiral Gold |
Admiral
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Unlimited buildings cover |
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Contents cover |
£75K | £100K | £150K |
Alternative accommodation (Contents) |
£10K | £15K | £25K |
Alternative accommodation (Buildings) |
£30K | £75K | £100K |
24-hour helpline |
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Home emergency cover |
Optional | Optional | |
Boiler emergency cover |
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Trace and access |
£5K | £10K | |
Family legal protection |
Optional | Optional | |
Contents accidental damage cover |
Optional | Optional | |
Bicycle Cover (up to £350) |
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Buildings accidental damage cover |
Optional | Optional |
Which home insurance type is right for me?
Combined home insurance
Combined home insurance, often called home insurance, includes both buildings and contents cover on one policy. It's usually cheaper than buying buildings and contents separately.
Buildings
Buildings insurance covers the repair costs for damage to a home's structure and fittings. It also protects garages, outbuildings and anything else that's permanently fixed. It's designed to cover against damage caused by natural and manmade disasters. It's good for freeholders and is usually the bare minimum cover.
Contents
Contents insurance protects the belongings inside your home from theft, vandalism, fire and water damage. It’s usually the right option if you live in a flat or are a leaseholder.