Personal Injury Cover

Up to £50,000 for serious and minor injuries while in your car

Peace of mind and extra financial protection for you.

Crammed with features and benefits

Admiral's comprehensive car insurance already includes £5,000 of cover for the policyholder and partner (other named drivers not included), but Personal Injury Cover provides more.

For example, Personal Injury payments could help you offset loss of earnings due to being out of work or help with other unexpected costs following a motor accident.

Who is covered?

Policyholder and named drivers

Up to £50,000 Personal Injury Cover for policyholders and named drivers whether they're driving or a passenger in the insured car.

Covered for...

Accidental death

Up to £50,000 of cover against accidental death while in the insured car.

Serious injury

Up to £50,000 of cover against serious injury while in the insured car.

Minor injuries

Cover for minor injuries such as fractures and burns.

Daily Hospital Payment Benefit

Daily amounts of £200 or £400 if the customer is admitted or treated within A&E at a hospital for bodily injury as a result of their accident.

Extra cover for an accident

Personal Injury Cover runs alongside your active Admiral Car Insurance policy, which normally lasts for 12 months.

Of course we hope it never happens, but if you suffer an injury in a car accident, your confidence and lifestyle can take a knock too. Your Admiral Car Insurance policy already includes £5,000 Personal Injury Cover (comprehensive polices only) but cover is limited to the policyholder and partner and doesn't include other named drivers.

Adding our Personal Injury Cover provides the extra comfort of up to £50,000, giving you peace of mind and extra financial protection for you and your family. The benefit limit for Personal Injury Plus Cover is up to £100,000.

Buying Personal Injury Cover/Personal Injury Plus Cover

Personal Injury Cover/Personal Injury Plus Cover is normally added when buying your car insurance. Either select the option when you buy online or tell us when you call for a quote.

  • Up to £50,000 or £100,000 extra cover for Personal Injury Cover against accidental death, serious injury and minor injuries which includes fractures and burns
  • Covers the policyholder and named drivers Named drivers are covered whether they're driving or just a passenger in the insured car
  • Protection while travelling in other cars Provides Personal Injury Cover for the policyholder only while in any other privately insured car in the UK
  • Covered whether fault or non-fault You're covered whether the accident is your fault or not
  • Uninsured driver protection Covers you if you're hit in your car by an uninsured driver
  • Runs alongside life insurance Pays out alongside any other life insurance you may have

Policy documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Need to make a claim?

Call our claims line

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