Travel insurance explained
After forking out for the holiday you might be asking yourself 'what is travel insurance and do I really need it?'.
Basically, it's there to protect you if the worst were to happen while you're overseas. For example, losing your luggage feels like a disaster, but with insurance in place, at least it won't feel like the end of the world.
Admiral Travel Insurance offers FIVE different types of policy; choose from Single Trip, Annual, Winter Sports, Golf and Cruise Travel Insurance.
Why might you need it?
Many people think it's just there to help if their flights are delayed or their baggage goes missing but it could be the difference between an accident abroad costing you an insurance excess, or paying thousands of pounds out of your own pocket.
According to the Association of British Insurers (ABI) the average cost of a medical claim on a travel insurance policy in 2013 was £930, and Aidan Kerr, head of Travel Insurance at the ABI, said medical bills often cost tens of thousands of pounds.
Admiral Travel Insurance provides you with 24 hour emergency support so you'll be able to reach someone at any time if the worst were to happen. And you can also include cover to help if you're affected by a travel delay when leaving or returning to the UK.
Why choose Admiral Travel Insurance?
You can be insured almost anywhere worldwide and not only that, but also for a wide range of activities, including skiing, scuba diving, windsurfing, canoeing and more.
There's always a lot to worry about before heading off abroad, but if you purchase an Admiral Travel Insurance policy, you'll have one less thing on your mind.
You'll be able to jet off safe in the knowledge your cover will be provided instantly, you'll have 24 hour emergency support and medical expenses cover up to £10million.
What if I have a pre-existing medical condition?
You'll still be able to get insured, all you'll need to do it call Medical Screening on 0343 658 0267.
Your pre-existing medical conditions won't be covered unless you have declared all conditions, received acceptance of this in writing, and paid any additional premium in full.
Which countries am I covered in?
With Admiral Travel Insurance you're covered pretty much anywhere you want to go, but because 'pretty much everywhere' isn't everywhere, we've broken it down into three zones:
- Worldwide excluding USA
One thing to note is no cover is provided under the policies for any trip in, to or through Afghanistan, Liberia or Sudan.
How do I get a quote?
Call 0343 658 0260 for a Travel Insurance quote or buy online.