Home Insurance -
See what's covered

Compare our cover options

Explore our three great levels of home insurance cover. Start by selecting a home insurance tier - Admiral, Gold or Platinum.

Buildings Sum Insured

Please select a level of cover

This is the amount it would cost you to rebuild your home. It includes site clearance, buildings, architects and legal fees.

We offer unlimited rebuild cost cover to all eligible customers.

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This is the amount it would cost you to rebuild your home. It includes site clearance, buildings, architects and legal fees.

We offer unlimited rebuild cost cover to all eligible customers.

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This is the amount it would cost you to rebuild your home. It includes site clearance, buildings, architects and legal fees.

We offer unlimited rebuild cost cover to all eligible customers.

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Cover for garage and outbuildings

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Cover for damage to garages and outbuildings.

Theft from outbuildings is not covered, however it is on our Gold or Platinum policies.

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Cover for damage to your garage or outbuilding including £1,000 of theft cover.

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Cover for damage to your garage or outbuilding including £5,000 of theft cover.

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Cover for garden plants

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Cover for garden plants is only available on Gold or Platinum policies.

£500 of cover for your garden plants.

If your garden plants, trees, shrubs or even your lawn is damaged due to vandalism, collision by a vehicle or damage caused by emergency access, we'll cover them.

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£2500 of cover for your garden plants.

If your garden plants, trees, shrubs or even your lawn is damaged due to vandalism, collision by a vehicle or damage caused by emergency access, we'll cover them.

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Locks and keys cover

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Up to £250 cover for replacing external locks and keys, if the keys are lost or stolen.

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Up to £500 cover for replacing external locks and keys, if the keys are lost or stolen.

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Up to £1000 cover for replacing external locks and keys, if the keys are lost or stolen.

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Bicycle cover

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Up to £350 automatically included for bikes at your home.

If you select Personal Possessions cover we will match that amount up to £5,000 to cover your bikes away from home.

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Up to £350 automatically included for bikes at your home.

If you select Personal Possessions cover we will match that amount up to £7,500 to cover your bikes away from home.

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Up to £350 automatically included for bikes at your home.

If you select Personal Possessions cover we will match that amount up to £10,000 to cover your bikes away from home.

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Family Legal Protection

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Question Mark Optional cover available.

Up to £100,000 legal costs cover for property or employment disputes and personal injury claims as long as there is a reasonable prospect of your claim being successful. A waiting period applies before some cover is activated.

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Question Mark Optional cover available.

Up to £100,000 legal costs cover for property or employment disputes and personal injury claims as long as there is a reasonable prospect of your claim being successful. A waiting period applies before some cover is activated.

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Included as standard on Platinum policies.

Up to £100,000 legal costs cover for property or employment disputes and personal injury claims as long as there is a reasonable prospect of your claim being successful. A waiting period applies before some cover is activated.

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Underground pipes

Please select a level of cover

We can cover any underground drains or pipes you are legally responsible for if they are accidentally damaged due to building work you are completing. This also covers water or oil escaping from any fixed water or heating tanks.

Included as standard on Admiral policies.

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We can cover any underground drains or pipes you are legally responsible for if they are accidentally damaged due to building work you are completing. This also covers water or oil escaping from any fixed water or heating tanks.

Included as standard on Gold policies.

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We can cover any underground drains or pipes you are legally responsible for if they are accidentally damaged due to building work you are completing. This also covers water or oil escaping from any fixed water or heating tanks.

Included as standard on Platinum policies.

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Contents Sum Insured

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This is the amount you calculate the contents of your home to be worth.

This should include any garages or outbuildings.

Up to £50,000.

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This is the amount you calculate the contents of your home to be worth.

This should include any garages or outbuildings.

Up to £75,000.

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This is the amount you calculate the contents of your home to be worth.

This should include the contents of any garages or outbuildings.

Up to £150,000.

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Matching Set Cover

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Matching set cover is only available on Platinum policies.

Matching set cover is only available on Platinum policies.

If part of a matching set was deemed to be beyond repair or we were unable to replace that one item, we'll replace the entire set. This includes three piece suites and bathroom suites.

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Audiovisual Accidental Damage

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Question Mark Optional cover available.

Cover for your audio visual equipment is included as standard on Gold and Platinum policies.

Accidental Damage Cover can be added as optional cover on Admiral.

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Audio Visual Accidental Damage is included on Gold policies. It provides cover for accidental damage to audiovisual items such as your TV or stereo in your home.

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Audio Visual Accidental Damage is included on Platinum policies. It provides cover for accidental damage to audiovisual items such as your TV or stereo in your home.

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Full Contents Accidental Damage

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Question Mark Optional cover available.

We'll pay for accidental damage to contents in your home or garden. So, if a drink was accidentally spilled on the sofa or a piece of furniture broke you'd be covered.

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Question Mark Optional cover available.

We'll pay for accidental damage to contents in your home or garden. So, if a drink was accidentally spilled on the sofa or a piece of furniture broke you'd be covered.

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Full contents accidental damage is included as standard on Platinum policies.

We'll pay for accidental damage to contents in your home or garden. So, if a drink was accidentally spilled on the sofa or a piece of furniture broke you'd be covered.

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Cover for your boiler

Please select a level of cover

Cover for your boiler is included as standard on Gold and within Home Emergency Cover on Platinum policies

Home Emergency Cover can be added as optional cover on Admiral.

Up to £500 for a tradesperson to repair an emergency to your central heating and hot water, up to two call outs.

Claims can only be made 14 days after the policy start date.

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Up to £500 for a tradesperson to repair an emergency to your central heating and hot water.

Claims can only be made 14 days after the policy start date.

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Cover for your plumbing & other home emergencies

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Question Mark Optional cover available.

Home Emergency Cover can be added as option cover on Admiral. Offering up to £500 for a tradesperson to repair an emergency to your central heating, hot water and plumbing. Claims can only be made 14 days after the policy start date.

This is included as standard on Platinum Policies

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Question Mark Optional cover available.

Gold includes cover for your Boiler as standard. You can upgrade to Home Emergency Cover providing you with up to £500 for a tradesperson to repair other home emergencies such as plumbing, electrics and roof damage. Claims can only be made 14 days after the policy start date.

This is included as standard on Platinum Policies

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This is included as standard on Platinum Policies.

Up to £500 for a tradesperson to repair an emergency to your central heating, hot water and plumbing. Claims can only be made 14 days after the policy start date.

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Home Security and Pest Infestation

Optional Cover Available

Question Mark Optional cover available.

Cover for home security and pest infestation is included within Home Emergency Cover.

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Question Mark Optional cover available.

Cover for home security and pest infestation is included within Home Emergency Cover.

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This is included as standard on Platinum Policies.

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Finding the source of a leak

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Finding the source of a leak cover is only available on Gold or Platinum policies.

Trace and Access cover means in the event of a claim we will repair the source of the leak and also pay up to £3,500 for any exploratory work or damage caused while tracing the leak.

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Trace and Access cover means in the event of a claim we will repair the source of the leak and also pay up to £5,000 for any exploratory work or damage caused while tracing the leak.

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Personal items covered up to £1,000

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Items worth under £1,000 don't need to be specified

Optional Personal Possessions cover of up to £5,000 is available to cover items away from home, worldwide.

Items worth more than £1,000 will need to be added to the policy as a specified item and you can choose to cover that item away from home too.

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Items worth under £1,000 don't need to be specified

Optional Personal Possessions cover of up to £7,500 is available to cover items away from home, worldwide.

Items worth more than £1,000 will need to be added to the policy as a specified item and you can choose to cover that item away from home too.

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Items worth under £1,000 don't need to be specified

Optional Personal Possessions cover of up to £10,000 is available to cover items away from home, worldwide.

Items worth more than £1,000 will need to be added to the policy as a specified item and you can choose to cover that item away from home too.

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