The city is often referred to as the urban jungle, which might explain
why four wheel drive vehicles have become so popular in our cities in recent
years. 4 x 4s aren't known for being cheap to buy or to run. But what about
insurance? Well the good news for urban warriors is that they compare favourably
with more conventional cars.
Direct car insurer, Admiral has looked at four completely different four
wheel drive cars and compared the cost to insure them with more normal
models. They have compared a driver in London and one in Glasgow and found
the cost of a year's insurance could come in well below £300.
Admiral managing director, Jane Stone, said, "4 x 4s have never
been so popular in our towns and cities. Motorists like the feeling of
security and power they provide, even just for a trip to the shops. But
they have a reputation for being gas-guzzlers compared with conventional
cars. We wanted to see how they compared with non-4x4s for insurance too,
and found it to be quite competitive."
Case 1 - 33-year-old male living in Glasgow (G4)
| |
Vehicle |
Admiral |
Direct Line |
Norwich Union |
| 4 x 4 cars |
2000 Jeep Grand Cherokee 5.2 |
£398 |
£422 |
£622 |
| 2000 Toyota RAV-4 2.0 |
£266 |
£386 |
£387 |
| 2002 Ford Maverick 2.4 |
£296 |
£415 |
£422 |
| 2000 Land Rover Discovery 3.9 |
£368 |
£546 |
£522 |
| Non 4 x 4 cars |
2002 BMW 330 3.0 |
£581 |
£551 |
£669 |
| 2002 Peugeot 307 SW 2.0 |
£356 |
£357 |
£426 |
Case 2 - 33-year-old male living in London (W2)
| |
Vehicle |
Admiral |
Direct Line |
Norwich Union |
| 4 x 4 cars |
2000 Jeep Grand Cherokee 5.2 |
£606 |
£599 |
£655 |
| 2000 Toyota RAV-4 2.0 |
£416 |
£521 |
£497 |
| 2002 Ford Maverick 2.4 |
£433 |
£571 |
£418 |
| 2000 Land Rover Discovery 1.6 |
£586 |
£666 |
£550 |
| Non 4 x 4 cars |
2002 BMW 330 3.0 |
£774 |
£701 |
£784 |
| 2002 Peugeot 307 SW 2.0 |
£536 |
£499 |
£507 |
The stylish and popular Toyota Rav-4 came out the cheapest of the bunch.
A motorist in central Glasgow could insure one for just £266, while
for someone in central London, the cost rises to £416 for a year.
Jane Stone, said, "Our research shows that people living in the
city can afford to insure a 4x4 just as cheaply as a conventional executive
or family car. So if you fancy taking to the High Street in an off-roader
why not got out and buy one?"
Issue date: 21-08-03
|