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Married with kids and an MPV

If you have a family and all the extras they entail, you can't beat an MPV for space, practicality and safety. But what should the average family man or family woman be paying to insure their MPV and its precious cargo? Leading car insurer, Admiral took a look and found them to be very reasonable to insure.

Admiral compared the cost of insuring five of the most popular MPVs for various families around the country. They found that even if you are a city slicker living in central London, the cost of insuring one can be less than £500, which would be cheaper than your average 4x4 or executive car. In fact all the vehicles Admiral looked at could be insured for between £287 and £470.

In recent years MPVs have come on leaps and bounds in style and the creativity of their design. From the granddaddy of them, the Renault Espace to the weird and wonderful Fiat Multipla, MPV designers have always kept one thing in mind; these cars are for families.

Admiral managing director, Jane Stone, said, "MPVs are the ultimate family vehicle. You can easily fit two or three kids, a couple of adults and the family dog into them. Our research shows that not only are the practical, they are amongst the best value cars to insure too."

Admiral compared the cost of one year's comprehensive insurance, with four different insurers for the following MPVs: VW Sharan TDI 1.9, Fiat Multipla ELX JTD 1.9, Ford Galaxy Ghia 2.3, Vauxhall Zafira Comfort 16v 2.2, Peugeot 807 GLX 2.0. All policies include £100 voluntary excess and legal cover. All drivers have 5 years no claims bonus.

Below is the complete list of vehicles and the cost to insure them.


30-year-old male living in London NW2. Driving a VW Sharan TDI 1.9.

Insurer Cost
Admiral £470
Direct Line £495
Churchill £590
Budget £596


33-year-old female living in Reading RG7. Driving a Fiat Multipla ELX JTD 1.9.

Insurer Cost
Direct Line £292
Admiral £298
Budget £346
Churchill £348


36-year-old male living in Bristol BS15. Driving a Ford Galaxy Ghia 2.3.

Insurer Cost
Admiral £294
Direct Line £319
Churchill £335
Budget £358


39-year-old female living in Southampton SO16. Driving a Vauxhall Zafira Comfort 16v 2.2.

Insurer Cost
Admiral £287
Direct Line £300
Churchill £325
Budget £337


42-year-old male living in Canterbury CT2. Driving a Peugeot 807 GLX 2.0.

Insurer Cost
Churchill £297
Admiral £310
Direct Line £311
Budget £348


Issue date: 07-10-03

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